Contractors Choice Agency — licensed in all 50 states, built specifically for trucking. We write GL, commercial auto, cargo, and specialty programs under one roof.
Contractors Choice Agency was founded to serve industries that generic commercial insurers get wrong. Trucking is one of them. We know the difference between a business auto policy and a commercial auto policy. We know what an MCS-90 endorsement does, what a freight broker needs to fulfill a shipper's contract requirement, and why loading/unloading creates gaps your auto policy won't fill.
We specialize in the full stack: commercial auto, general liability, cargo, occupational accident, and specialty coverages — written together so there are no gaps. Our team handles your FMCSA filings, your certificates, and your renewal every year — so you can focus on operations.
Based in Sun Lakes, AZ. Serving all 50 states. Straight answers, same-day service.
We review your current commercial auto policy before writing GL — so we know exactly what gaps exist and build coverage around them. No redundant overlaps, no missing exposures.
We review your broker-carrier agreements and shipper contracts before binding — ensuring your GL limits satisfy contractual requirements before you sign.
GL certificates issued same-day via our online portal. When a shipper or broker demands proof of GL before releasing a load, we don't make you wait 48 hours.
GL + commercial auto + cargo from one agency. One renewal date, one call for claims, one agent who knows the full picture. Easier to manage. Less likely to fall through the cracks.
We write GL through financially stable, A-rated carriers — so when a claim gets filed, you're backed by companies that pay. No surplus-line unknowns.
You get a real licensed agent — not a call center. When your shipper calls at 7am demanding an additional insured certificate, we're there.
We place trucking general liability through admitted and E&S carriers with proven claims handling and financial strength. We shop the market so you don't have to.
9744 E Riggs Rd
Sun Lakes, AZ 85248